Finance Your Home With HouseSavvy
Getting a mortgage is typically cited as the most complicated part of a new home purchase. But at HouseSavvy Mortgage Services (HMS), we strive to make the process as easy as possible. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.
More Choices/Great Rates
Because we work with a variety of lenders, we can offer you a wide selection of mortgage programs built to suit your specific needs, all at very competitive rates.
Mortgage Advisory Service
The mortgage market is dynamic. There are constant changes in programs, qualifying guidelines, and rates. That's why we've established the HMS Mortgage Advisory Service. This is a complimentary, no obligation service that connects you with one of our Mortgage Counselors who will provide you up-to-the-minute information on the market, answer your questions, and help you identify the mortgage options that best suit your unique needs. CALL (888) 783-4440 and ask for our Mortgage Advisory Service.
HMS Loan Tracker
Just because the mortgage process can seem daunting doesn't mean it needs to be! Our HMS Loan Tracker, available to you 24/7, provides an instant, online snapshot of the status of every component of your mortgage process, including credit approval, completion of home appraisal and inspections, title search and much, much more. Peace of mind - a mouse click away.
Free Reports
Rate Watch Report  Because the mortgage market changes constantly, this report periodically helps you compare your existing mortgage (interest rate, monthly payment and current balance) with mortgages currently available. This way, you can easily determine if a new mortgage will cost you less monthly and/or put some home equity in your pocket. We provide the comparison and cost differentials – you make the decision. To authorize this FREE report, simply email the following to
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
: your starting loan balance, month and year your loan was closed, and your interest rate.
Click Report to Enlarge Sample Total Cost Analysis  This powerful report covers four loan programs, including their respective cost and monthly payments. You can’t make a true comparison of various mortgage options by simply looking at the monthly payments. There are various other fees and issues which affect the overall cost of your loan. Evaluating the total cost is the key to selecting the lowest cost mortgage to suit your individual needs. This is a FREE service for HouseSavvy Members through HouseSavvy Mortgage Services (HMS) when you are shopping or applying for a loan.
Click Report to Enlarge Sample Rent vs. Own  This detailed report shows you the benefits of homeownership versus renting – at your current or projected monthly rental fee. The analysis includes projected tax benefits, cost savings, and equity accumulation. To authorize this FREE report, simply email the following to
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
: your present or projected monthly rental fee and actual or projected home purchase price and down payment (amount of money you'll be investing.)
Click Report to Enlarge Sample |
PLEASE NOTE: We are presently licensed to do business only in Massachusetts, but expect to expand our coverage to other states soon. However, if you live outside the state, you can still enjoy the benefits of our Real Estate 101 and Timely Market Info.
